8817 S Thomas Drive A114, Panama City, FL 32408

New Listing

$249,000

Virtual Tour

https://www.propertypanorama.com/8817-S-Thomas-Drive-A114-Panama-City-FL-32408/unbranded

Property Type: Residential Baths: 1 Square Footage: 489 Status: Active

Current Price: $249,000 List Date: 5/16/2026 Last Modified: 5/16/2026

Overview

Description

Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal design with 2 spacious beds, a renovated bathroom, upgraded kitchen with new countertops, backsplash, appliances, and a spacious private patio. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements

Listing Details MLS# B26029232

General Property Information

Unit Floor #: Yes
Property Sub Type: Condominium
Bathrooms Total: Yes
Bathrooms Full: Yes
Building Area Main: 489
Building Area Source: Public Records
Living Area Main: 489
Living Area Source: Public Records
Accessibility Features YN: No
Year Built: 1976
Gated Community YN: No
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Stories: Yes
Direction Faces: West
Fireplace YN: No
Pool Private YN: No
Furnished: Furnished
Washer/Dryer Allowed YN: No
LP/Assessed Value: 1.3
Lot Size Area: 0

Property Features

Association Fee Includes: Cable TV; Common Areas; Internet; Maintenance Grounds; Maintenance Structure; Pest Control; Pool Service; Recreation Facility; Trash; Water Flooring: Laminate Parking Features: Guest; Permit Required Property Condition: Resale; Updated/Remodeled Special Listing Conditions: Standard Appliances: Microwave; Oven; Refrigerator; Range Construction Materials: Other Cooling: Ceiling Fan(s); Central Air Association Type: Condominium Heating: Central Interior Features: None Levels: One Listing Terms: Cash; Conventional Main Living Area: Entry Level Pets Allowed YN: Yes Pets Allowed: No Restrictions Possession: Close Of Escrow Restrictions: No Restrictions Roof: Other Security Features: Smoke Detector(s) Sewer: Public Sewer Structure Type: Multi Family Tax Information: No Homestead Unit Description: Efficiency Utilities: Electricity Connected; Sewer Connected; Water Connected Water Access: Ocean Access Water Source: Public Showing Requirements: Appointment Only Outdoor Living Spaces: Patio Patio Details: Patio - Open Room Types: Kitchen; Living Room; Master Bedroom

Contract Information

Comp Sale YN: No
Original List Price: 249000
Negotiable Seller Concessions YN: No
Occupant Type: Call Listing Agent
Listing Service: Full Service
Seller Represented YN: No

Location and Legal

Country: United States
County Or Parish: Bay
Street Number: 8817
Street Direction Prefix: S
Street Name: Thomas
Street Suffix: Drive
Unit Number: A114
Municipality Type: Incorporated
State Or Province: FL
Postal Code: 32408
Postal Code +4: 4243
Subdivision Name: TOP OF THE GULF CONDO
Area: 5940 - Other Florida County
Geographic Area: Other
Special Assessment YN: No
Parcel Number: 34994114000
Zoning: Residential
Flood Zone: X

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 525
Association Fee Frequency: Monthly
Association Membership: Mandatory
Association Email: Ask agent
Master Association YN: Yes
Estimated Monthly Assoc Recurring Fee: 525
Membership Fee Required YN: No
Tax Annual Amount: 2585
Tax Year: 2025
Tax Assessed/SOH Value: 192100
Tax Legal Description: TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
Assessor Market Value: 192100

Status Change Information

Major Change Timestamp: 2026-05-16T00:31:48Z
Major Change Type: New Listing
Status Change Date: 2026-05-15

More Information

Main Level Rooms

Main Level Bathrooms: Yes

Pet Details

Pet Fee YN: No

Showing Details

Pet(s) on Premises: No

Price Calculations

Current Price To SqFt: 509.2

Originating Details

Originating System Key: 20260516001326542418000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Amenities

Bar: Yes
Beach Access: Yes
Billiard Room: Yes
Community Room: Yes
Fitness Center: Yes
Game Room: Yes
Heated Pool: Yes
Internet Included: Yes
Laundry: Yes
Pool: Yes

Association Fee Includes

Cable TV: Yes
Common Areas: Yes
Internet: Yes
Maintenance Grounds: Yes
Maintenance Structure: Yes
Pest Control: Yes
Pool Service: Yes
Recreation Facility: Yes
Sewer: Yes
Trash: Yes
Water: Yes

Flooring

Laminate: Yes

Parking Features

Guest: Yes
Permit Required: Yes

Property Condition

Resale: Yes
Updated/Remodeled: Yes

Special Listing Conditions

Standard: Yes

Structure Type

Multi Family: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Utilities

Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Heating

Central: Yes

Unit Description

Efficiency: Yes

Water Access

Ocean Access: Yes

Appliances

Microwave: Yes
Oven: Yes
Refrigerator: Yes
Range: Yes

Construction Materials

Other: Yes

Interior Features

None: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes

Roof

Other: Yes

Security Features

Smoke Detector(s): Yes

Water Source

Public: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Association Type

Condominium: Yes

Showing Requirements

Appointment Only: Yes

Main Living Area

Entry Level: Yes

Master Bedroom/Bath

None: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

No Restrictions: Yes

Tax Information

No Homestead: Yes

Outdoor Living Spaces

Patio: Yes

Patio Details

Patio - Open: Yes

Room Types

Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Room Information

Room Name
Kitchen
Living Room
Master Bedroom

Listing Office: Luxe Coastal Realty Group LLC

Last Updated: May - 16 - 2026

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8817 S Thomas Drive A114, Panama City, FL 32408 (MLS# B26029232)