862 Cardinal, FL 33037 (MLS# A12100959)

862 Cardinal, FL 33037

$1,999,000
Property Type: Residential Bedrooms: 4 Baths: 4 Status: Active
Current Price: $1,999,000 List Date: 10/03/2026 Last Modified: 10/31/2026

Overview

Description

OWNER FINANCING AVAILABLE -- 30% DOWN Brand-New Oceanside Waterfront Home with Pool & Dock in Key Largo Discover a beautifully crafted new construction home designed for effortless waterfront living in Key Largo. Situated directly on the ocean side, this impressive 4-bedroom, 4-bath custom residence pairs contemporary finishes with an exceptional outdoor setup made for boating, entertaining, and enjoying the Florida Keys lifestyle. Your Private Outdoor Retreat: The backyard is designed to be enjoyed year-round, centered around a heated and chilled saltwater pool featuring: 5'-6'' depth, Massage jets, Beach shelf with umbrella holder, Five LED pool lights' and a Safety net. Just beyond the pool, a substantial 15' x 40' private dock provides an ideal launch point for days on the water. The dock includes durable polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, and both 30-amp and 120V electrical receptacles. Outdoor Entertaining, Elevated: The covered ente ...

Supplements: Inside, the home continues the modern coastal aesthetic with carefully selected finishes and high-end features. Chef-inspired kitchen includes a 42'' GE Monogram counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combination, and wine cooler. Four beautifully appointed bathrooms feature smart electric toilets, rain and h ...

Listing Details MLS# A12100959

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
4
Bathrooms Total
4
Bathrooms Full
4
Year Built
2025
Carport YN
Yes
Carport Spaces
3
Covered Spaces
3
Senior Community YN
Yes
Waterfront YN
Yes
Water Frontage Feet
40
Stories Total
2
Direction Faces
South
Pool Private YN
Yes

Property Features

Flooring: Tile Leasing Permitted Details: Okay To Lease With Restrictions Parking Features: Covered; Driveway; Paver Block Property Condition: New Construction Appliances: Dishwasher; Dryer; Electric Range Boat and Dock Features: Private Dock Construction Materials: CBS Cooling: Ceiling Fan(s); Central Air Heating: Other Interior Features: Built-in Features; Walk-In Closet(s) Levels: Two Listing Terms: Cash; Conventional; FHA; VA Loan Pool Features: In Ground Possession: Negotiable Restrictions: Lease Restrictions Roof: Metal Sewer: Public Sewer Special Information: Sold As-Is Tax Information: City/County Water Source: Public Water View: Canal Waterfront Features: Canal Front Showing Requirements: Appointment Only

Contract Information

Comp Sale YN
No
Original List Price
1999000
Occupant Type
Call Listing Agent

Location and Legal

Country
United States
County Or Parish
Other
County Parish Name
Other
Street Number
862
Street Name
Cardinal
State Or Province
FL
Postal Code
33037
Postal Zip
33037
Subdivision Name
Winston Waterway
Area
5940 - Other Florida County
Geographic Area
Other
Elementary School
Key Largo
Middle Or Junior School
Key Largo
High School
Coral Shores
Parcel Number
00546380000000
Zoning
IS
Directions
MM 1012 Oceanside-- Turn East on Mahogany, then right on Valencia Rd, then right on Cardinal. 1st house on the right, corner lot.

Financial Information

Membership Fee Required YN
No
Tax Annual Amount
3094
Tax Year
2025
Tax Legal Description
Bk 2 Lt 1 Amd Plat Of Winston Waterways Pb4-144 Or575-383 Or1319-438 Or1439-1791 Or2030-463 Or2174-55 Or2458-2065/66C/T

Status Change Information

Major Change Timestamp
2026-10-03T04:00:00Z
Major Change Type
New Listing
Status Change Date
2026-10-05

More Information

Leasing Permitted Details

Leasing Permitted YN
Yes

Boat and Dock Information

Dock
Yes

Storm Protection

Impact Glass
Partial

Section Details

Parcel Number MLX
9873

Originating Details

Originating System Key
565892014
Originating System ID
M00000151
IDX
Listing Office: American Caribbean Real Estate
Source MLS Verified
Last Updated: October - 31 - 2026
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