82891 Overseas Highway, Islamorada, FL 33036

New Listing

$2,100,000

Islamorada Commercial Live-Work Compound

Virtual Tour

https://www.propertypanorama.com/82891-Overseas-Highway-Islamorada-FL-33036/unbranded

Secure Front Perimeter Fence & Gate System along Overseas Highway

Driveway & Parking Space for Work Equipment and Vehicles

High-Visibility Streetfront Standalone Commercial Office Building with Exterior Illumination & Fenced Entry

Rear Covered Entrance, gate & Awning Structure off Old Highway

Ample Gravel Parking Area for Vehicles, Work Trucks, Equipment & Boats

Main Commercial Office Space with Workstations & Built-in Displays

Commercial Office Interior Configured with Multi-Desk Setup (Furniture Can Convey)

Dedicated Commercial Storage & File Management Area

Kitchen Island & Breakfast Bar Area in Main Residence (Unit A)

Unit A Fully Equipped Kitchen featuring Refrigerator, Range & Microwave

Unit A Primary Bedroom Suite with Natural Light

Unit A Living Area with Recliner Seating & Adjacent Kitchenette

Unit B Open Living Concept with Full Kitchenette & Climate Control

Unit B Bedroom Suite with En-Suite Bathroom Access

Unit B Bedroom Suite with Full Bath Access

Spacious Main Residence Living Room Area

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,629 Status: Active

Current Price: $2,100,000 List Date: 8/03/2026 Last Modified: 8/08/2026

Overview

Description

LIVE, WORK & PLAY IN ISLAMORADA | RARE SC COMBO ZONING! Income + residence at MM 82.8 on high-visibility Overseas Hwy! Walk to beach, shops & dining. Street-to-street 50x150 lot w/ Old Hwy rear access & parking for work trucks, trailers & boats. COMMERCIAL OFFICE: Fully outfitted CBS bldg w/ 6" concrete roof, dual mini-splits, full bath, separate meter, 3-phase electric & impact shutters. RESIDENTIAL COMPOUND: 3B/3.5B CBS home split into 4 spaces (A, B, C & flex room w/ half bath). Impact glass, 2024 roof, 2025 panel/water heater & updated ACs. Outdoor laundry & furnishings incl. Offered turn-key w/ 40-yr business assets. NDA req'd. DO NOT DISTURB OCCUPANTS! APPT ONLY.

Supplements: Square Footage Breakdown: Total finished living area of 2,036 sq. ft. includes 1,560 sq. ft. residential compound + 476 sq. ft. commercial office building (2,629 sq. ft. total gross area under roof).

Listing Details MLS# B26059747

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Building Area Main: 2629
Building Area Source: Public Records
Living Area Main: 2036
Living Area Source: Public Records
Accessibility Features YN: No
Year Built: 1958
Carport YN: Yes
Attached Carport YN: Yes
Carport Spaces: Yes
Covered Spaces: Yes
Parking Total: 7
Gated Community YN: No
Lot Size Area: 7500
Lot Size Acres: 0.17
Lot Size Dimensions: 50 x 150
Senior Community YN: No
Land Lease YN: No
Guest House YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Stories: Yes
Direction Faces: Northwest
Fireplace YN: No
Pool Private YN: No
Spa YN: No
Equestrian Features YN: No
Furnished: Furnished
Year Roof Installed: 2022
LP/Assessed Value: 3.23

Property Features

Dining Area: Dining/Living Room; Snack Bar/Counter Electric: 200+ Amp Service; 220 Volts; 220 Volts in Workshop; Circuit Breakers; Three Phase Exterior Features: Awning(s); Custom Lighting; Lighting; Storage Flooring: Laminate; Tile; Wood Foundation Details: Permanent; Slab Guest House Features: 1 Bath Leasing Permitted Details: Okay To Lease Parking Features: Boat Access/Parking; Driveway; Gravel; Guest; Open; Attached Carport; Carport; Detached Property Condition: Resale; Updated/Remodeled Special Listing Conditions: Standard Appliances: Dishwasher; Dryer; Electric Range; Microwave; Oven; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater; Water Heater Owned Architectural Style: Key West; Ranch Construction Materials: CBS; Concrete Block - With Stucco; Stucco Cooling: Ceiling Fan(s); Central Air; Ductless; Heat Pump; Wall/Window Unit(s) Fencing: Chain Link; Fenced; Gate; Privacy; Security; Wood; Wrought Iron Heating: Central; Electric; Heat Pump; Window/Wall Interior Features: Bedroom Layout - Split; Built-in Features; Kitchen Island; Pantry; Storage Laundry Features: Electric Dryer Hookup; Main Level; Outside; Washer Hookup; See Remarks Levels: One Listing Terms: 1031 Exchange; Cash; Conventional Lot Features: Landscaped; Oversized Lot Main Living Area: Entry Level Other Equipment: Compressor; List Available; Negotiable; Call Listing Agent Other Structures: Guest House; Outbuilding; Shed(s); Storage; Workshop Pets Allowed YN: Yes Pets Allowed: No Restrictions Possession: Close Of Escrow Restrictions: See Remarks Road Frontage Type: County Road; East of US-1; State Road; See Remarks Road Responsibility: Public Maintained Road Road Surface Type: Asphalt; Paved Roof: Concrete Security Features: Closed Circuit Camera(s); Security Fence; Security Gate; Security Lights; Smoke Detector(s) Sewer: Public Sewer Special Information: City Jurisdiction; Flood Insurance Required; Flood Zone; Platted; Sold As-Is Sprinkler Description: None Storm Protection Details: Storm Shutters Structure Type: House Tax Information: City/County; Homestead Exemption Utilities: Cable Connected; Electricity Connected; Natural Gas Available; Phone Connected; Sewer Connected; Water Connected View: Garden; Other Water Access: None Water Source: Public Window Features: Blinds; Drapes; Shutters; Single Hung Metal; Sliding Showing Requirements: Appointment Only; Call Listing Agent; Occupied; Security Gate; Text Listing Agent Outdoor Living Spaces: Balcony; Patio; Porch Balcony Details: Balcony - Open Patio Details: Patio - Open Porch Details: Porch - Screened Room Types: Kitchen; Living Room; Master Bedroom; Other Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 2100000
Negotiable Seller Concessions YN: No
Occupant Type: Call Listing Agent
Listing Service: Full Service
Seller Represented YN: Yes

Location and Legal

Country: United States
County Or Parish: Monroe
Street Number: 82891
Street Name: Overseas
Street Suffix: Highway
Municipality Type: Incorporated
State Or Province: FL
Postal Code: 33036
Postal Code +4: 3632
Subdivision Name: OCEAN VIEW
Area: 5940 - Other Florida County
Geographic Area: Other
Elementary School: Plantation Key
Middle Or Junior School: Plantation Key
High School: Coral Shores
Special Assessment YN: No
Parcel Number: 00403560000000
Zoning: SC
Flood Zone: AE,X
Directions: Mile Marker 82.8 on the Oceanside of Overseas Highway, right next to the Post Office. Located directly on US-1 with additional rear access via Old Road.

Financial Information

Master Association YN: No
Membership Fee Required YN: No
Tax Annual Amount: 4575.56
Tax Year: 2025
Tax Assessed/SOH Value: 649790
Tax Legal Description: BK 1 LT 7 OCEAN VIEW PB1-193 UPPER MATECUMBE OR536-772 OR1512-981DC OR1513-2342/48PET OR1515-1882/85WILL OR1521-1133D/C OR1521-1136PR OR1521
Assessor Market Value: 852640
Estimated Monthly Assoc Recurring Fee: 0

Status Change Information

Major Change Timestamp: 2026-08-03T19:26:21Z
Major Change Type: New Listing
Status Change Date: 2026-08-03

More Information

Entry Information

Entry Level: Yes
Entry Location: Ground level

Guest House Area Details

Adjusted Area Guest House: 605
Building Area Guest House: 605
Living Area Guest House: 476

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease: Yes

Parking Information

Open Parking Spaces: 6

Co-Ownership

Property Management YN: No

Main Level Rooms

Main Level Bathrooms: 3
Main Level Bedrooms: 3

Other Area Details

Living Area Other Structures: 476
Building Area Other Structures: 605
Adjusted Area Other Structures: 0

Pet Details

Pet Fee YN: No

Leasing Restrictions

Leasing - Max Times Per Year: 12
Leasing - Minimum Number of Days: 30

Storm Protection

Accordian Shutters: Complete
Impact Glass: Complete
Other Protection: Complete
Panel Shutters: Complete
Roll-Down Shutters: Complete

Price Calculations

Current Price To SqFt: 1031.43

Originating Details

Originating System Key: 20260729204315049817000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Dining Area

Dining/Living Room: Yes
Snack Bar/Counter: Yes

Electric

200+ Amp Service: Yes
220 Volts: Yes
220 Volts in Workshop: Yes
Circuit Breakers: Yes
Three Phase: Yes

Exterior Features

Awning(s): Yes
Custom Lighting: Yes
Lighting: Yes
Storage: Yes

Flooring

Laminate: Yes
Tile: Yes
Wood: Yes

Foundation Details

Permanent: Yes
Slab: Yes

Guest House Features

1 Bath: Yes

Parking Features

Boat Access/Parking: Yes
Driveway: Yes
Guest: Yes
Gravel: Yes
Open: Yes
Attached Carport: Yes
Carport: Yes
Detached: Yes

Property Condition

Resale: Yes
Updated/Remodeled: Yes

Special Listing Conditions

Standard: Yes

Fencing

Chain Link: Yes
Fenced: Yes
Gate: Yes
Privacy: Yes
Security: Yes
Wood: Yes
Wrought Iron: Yes

Structure Type

House: Yes

Other Structures

Guest House: Yes
Outbuilding: Yes
Shed(s): Yes
Storage: Yes
Workshop: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Special Information

City Jurisdiction: Yes
Flood Insurance Required: Yes
Flood Zone: Yes
Platted: Yes
Sold As-Is: Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Natural Gas Available: Yes
Phone Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Garden: Yes
Other: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes
Window/Wall: Yes

Sprinkler Description

None: Yes

Water Access

None: Yes

Window Features

Blinds: Yes
Drapes: Yes
Shutters: Yes
Single Hung Metal: Yes
Sliding: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes

Construction Materials

CBS: Yes
Concrete Block - With Stucco: Yes
Stucco: Yes

Interior Features

Bedroom Layout - Split: Yes
Built-in Features: Yes
Kitchen Island: Yes
Pantry: Yes
Storage: Yes

Laundry Features

Electric Dryer Hookup: Yes
Main Level: Yes
Outside: Yes
Washer Hookup: Yes
See Remarks: Yes

Levels

One: Yes

Listing Terms

1031 Exchange: Yes
Cash: Yes
Conventional: Yes

Lot Features

Landscaped: Yes
Oversized Lot: Yes

Other Equipment

Compressor: Yes
List Available: Yes
Negotiable: Yes
Call Listing Agent: Yes

Road Frontage Type

County Road: Yes
East of US-1: Yes
State Road: Yes
See Remarks: Yes

Road Responsibility

Public Maintained Road: Yes

Road Surface Type

Asphalt: Yes
Paved: Yes

Roof

Concrete: Yes

Security Features

Closed Circuit Camera(s): Yes
Security Fence: Yes
Security Gate: Yes
Security Lights: Yes
Smoke Detector(s): Yes

Water Source

Public: Yes

Water Heater Details

Electric Water Heater: Yes
Water Heater Owned: Yes

Architectural Style

Key West: Yes
Ranch: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Ductless: Yes
Electric: Yes
Heat Pump: Yes
Wall/Window Unit(s): Yes

Showing Requirements

Appointment Only: Yes
Call Listing Agent: Yes
Occupied: Yes
Security Gate: Yes
Text Listing Agent: Yes

Main Living Area

Entry Level: Yes

Master Bedroom/Bath

Bedroom On Entry Level: Yes
Master Bdrm - Ground: Yes
Separate Shower: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

See Remarks: Yes

Storm Protection Details

Storm Shutters: Yes

Tax Information

City/County: Yes
Homestead Exemption: Yes

Outdoor Living Spaces

Balcony: Yes
Patio: Yes
Porch: Yes

Balcony Details

Balcony - Open: Yes

Patio Details

Patio - Open: Yes

Porch Details

Porch - Screened: Yes

Room Types

Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes
Other: Yes

Acreage Description

Less Than 1/4 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name	Remarks
Other	Granite counters, breakfast bar island, custom cabinetry, stainless steel appliances.
Other	Open-concept layout, custom wood-look flooring, ceiling fan, natural lighting.
Other	Ground floor primary suite with en-suite full bath, mini-split A/C, tiled flooring.

Listing Office: Keys Properties of the PB's

Last Updated: August - 08 - 2026

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82891 Overseas Highway, Islamorada, FL 33036 (MLS# B26059747)