7970 SW 198th Street, Cutler Bay, FL 33189

$795,000

Virtual Tour

https://www.propertypanorama.com/instaview/mia/A12008278

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,984 Status: Active

Current Price: $795,000 List Date: 4/27/2026 Last Modified: 6/09/2026

Overview

Description

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

Open Houses

Sunday, June 14, 11:30 am - 1:00 pm

Listing Details MLS# A12008278

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Building Area Main: 2984
Living Area Main: 2032
Adjusted Area Main: 2493
Year Built: 1989
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: Yes
Covered Spaces: Yes
Lot Size Area: 8058
Lot Size Acres: 0.18
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Direction Faces: North
Pool Private YN: Yes
Furnished: Unfurnished

Property Features

Dining Area: Dining/Living Room; Snack Bar/Counter Exterior Features: Awning(s); Barbecue Flooring: Tile Leasing Permitted Details: Okay To Lease Parking Features: Driveway; Garage Door Opener; Attached; Attached Garage; Garage Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Washer Construction Materials: CBS Cooling: Central Air Association Type: Homeowner Association Heating: Central Interior Features: Closet Cabinetry; High Ceilings; Kitchen Island; Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Pool Features: In Ground; Screen Enclosure Possession: Negotiable Roof: Metal Sewer: Public Sewer Special Information: Sold As-Is Water Source: Public Showing Requirements: 24 Hour Notice; Appointment Only; Call Listing Agent Outdoor Living Spaces: Patio Room Types: Den; Laundry

Contract Information

Comp Sale YN: No
Original List Price: 815000
Occupant Type: Call Listing Agent

Location and Legal

Country: United States
County Or Parish: Miami-Dade
County Parish Name: Miami-Dade
Street Number: 7970
Street Direction Prefix: SW
Street Name: 198th
Street Suffix: Street
City Name: Cutler Bay
Municipal Code: 36
State Or Province: FL
Postal Code: 33189
Postal Code +4: 2122
Postal Zip: 33189
Subdivision Name: SAGA BAY SEC 1 PT 6
Development Name: SAGA BAY
Area: 2600
Elementary School: Dr. Edward L. Whigham
Middle Or Junior School: Cutler Bay Middle
High School: Miami Southridge
Parcel Number: 3660100070500
Subdivision Number: 7
Zoning: 0100
Flood Zone: AE

Financial Information

Association YN: Yes
Association Fee: 50
Association Fee Frequency: Monthly
Membership Fee Required YN: No
Tax Annual Amount: 9306
Tax Year: 2025
Tax Legal Description: SAGA BAY SEC 1 PT 6 PB 99-37 LOT 5 BLK 20 LOT SIZE 79.000 X 102 OR 20847-2624 112002 1 COC 22584-2213 08 2004 4 F/A/U 30-6010-007-0500

Status Change Information

Major Change Timestamp: 2026-05-20T22:10:54Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-05-20T22:10:54Z
Status Change Date: 2026-04-27

More Information

Entry Information

Entry Level: Yes

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease: Yes

Pool Size Details

Pool Size (WxL): 15x30

Price Calculations

Current Price To SqFt: 391.24

Section Details

Parcel Number MLX: 0500

Originating Details

Originating System Key: 459672482
Originating System ID: M00000151

Office/Member Information

DXORIGMLSID: SEF

Amenities

Other: Yes

Dining Area

Dining/Living Room: Yes
Snack Bar/Counter: Yes

Exterior Features

Awning(s): Yes
Barbecue: Yes

Flooring

Tile: Yes

Parking Features

Driveway: Yes
Garage Door Opener: Yes
Attached: Yes
Attached Garage: Yes
Garage: Yes

Property Condition

Updated/Remodeled: Yes

Possession

Negotiable: Yes

Sewer

Public Sewer: Yes

Special Information

Sold As-Is: Yes

Heating

Central: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

CBS: Yes

Interior Features

Closet Cabinetry: Yes
High Ceilings: Yes
Kitchen Island: Yes
Walk-In Closet(s): Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Pool Features

In Ground: Yes
Screen Enclosure: Yes

Roof

Metal: Yes

Water Source

Public: Yes

Cooling

Central Air: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

24 Hour Notice: Yes
Appointment Only: Yes
Call Listing Agent: Yes

Master Bedroom/Bath

Bedroom On Entry Level: Yes
Dual Sinks: Yes
Separate Shower: Yes

Outdoor Living Spaces

Patio: Yes

Room Types

Den: Yes
Laundry: Yes

Room Information

Room Name
Den
Laundry

Listing Office: Compass Florida, LLC.

Last Updated: June - 09 - 2026

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7970 SW 198th Street, Cutler Bay, FL 33189 (MLS# A12008278)