645 SE Stow Terrace, Port St. Lucie, FL 34984 (MLS# A12121103)

645 SE Stow Terrace, Port St. Lucie, FL 34984

New Listing

$499,990

Stucco exterior featuring dual architectural columns, arched window detailing, an entry door with decorative glass inserts, and an attached two-car garage

Virtual Tour

https://www.propertypanorama.com/instaview/mia/A12121103

Screened-in patio featuring a concrete deck and a private in-ground swimming pool with a tile border and metal ladder

Vaulted ceilings featuring arched windows, tile flooring, and a multi-lite exterior entry door with sidelights, accented by dual multi-arm pendant light fixtures

Open-concept area featuring tile flooring, vaulted ceilings, pendant lighting, a ceiling fan, and large windows with transom panels

Kitchen featuring white cabinetry, dark countertops, tile flooring, recessed lighting, and stainless steel appliances

Kitchen featuring a tiered countertop with a peninsula, white cabinetry, integrated stainless steel dishwasher, double-basin undermount sink, and tiled flooring

Open-concept interior featuring vaulted ceilings, tile flooring, recessed lighting, and a kitchen island with stone-finish countertops

Open-concept interior featuring large tile flooring, vaulted ceilings, multiple windows with horizontal blinds, transom windows, and a ceiling fan with integrated lighting

High ceilings featuring arched windows, tile flooring, two decorative hanging light fixtures, and a front entry door with a leaded glass insert

Vaulted ceilings, neutral carpeting, sliding glass doors, horizontal blinds, and a ceiling-mounted light fixture

Neutral-toned carpeting, ceiling-mounted light fixture with integrated fan, window with horizontal blinds, and built-in closet with sliding doors

Dual-sink vanity with white cabinetry and countertop, glass-enclosed corner shower with a handheld fixture, and tiled flooring

Neutral-toned interior space featuring neutral carpeting, a multi-light ceiling fan, and double-panel closet doors

CABANA BATHROOM featuring a white vanity cabinet with an integrated sink, polished chrome faucet, large vanity mirror with a three-light fixture, and a tub-shower combination enclosed by a sliding glass door

Backyard featuring a screened-in enclosure, manicured lawn, perimeter fencing, and mature trees

Backyard featuring a grass lawn, perimeter black metal fencing, dense privacy hedges, and mature landscaping

Covered patio featuring a textured concrete floor, neutral stucco exterior walls, multi-light transom windows, and a ceiling-mounted fan with integrated light fixture

Covered patio featuring a textured concrete floor, ceiling-mounted fan, multiple large-paned windows, and a suspended bench seat

Exterior side yard featuring stucco siding, black chain-link fencing, a metal gate, and mature perimeter hedging

Kitchen featuring white cabinetry, dark stone countertops, stainless steel dishwasher, tile flooring, and vaulted ceilings with transom windows

Outdoor space featuring a screened-in lanai, manicured lawn, established landscaping, and perimeter chain-link fencing

Bedroom featuring neutral wall paint and carpeting, with a dedicated area containing a glass-enclosed shower stall, ceramic tile flooring, and a soaking tub with an arched window

Interior space featuring vaulted ceilings, recessed lighting, tile flooring, and glass sliding doors with transom windows

Covered outdoor patio featuring a textured concrete floor, neutral stucco wall finish, ceiling-mounted paddle fan, and dual sliding glass door entryways with transom windows

Double vanity featuring white cabinetry, a sprawling countertop, and a full-width mirror with integrated lighting, paired with a glass-enclosed corner shower and a built-in soaking tub

Dual-sink vanity with white cabinetry and chrome hardware, glass-enclosed shower, large wall-mounted mirror with integrated light fixture, and arched window

Bathroom featuring a white vanity cabinet, a solid-surface countertop with an integrated sink, a full-width vanity mirror, a tub-shower combination with a sliding glass enclosure, and tiled flooring

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,439 Status: Active

Current Price: $499,990 List Date: 11/10/2026 Last Modified: 11/14/2026

Overview

Description

MOVE-IN READY! 2021 ROOF, NEW IMPACT-RATED WINDOWS & DOORS, PRIVATE POOL & NO HOA! This beautifully maintained 3BR/3BA CBS home in desirable South Bend offers extensive upgrades, exceptional privacy, and convenient access to the South Bend boat ramp. The sellers have invested in major improvements, including accordion hurricane shutters, newer garage door and opener, fresh interior and exterior paint, new refrigerator, washer, dryer, and window treatments. The expanded concrete driveway provides additional space designed for boat or RV parking. Additional improvements include replacement of the driveway drainage culvert. Inside, the split-bedroom floor plan features vaulted ceilings, tile flooring, granite kitchen countertops, white cabinetry, and a breakfast area. The primary suite offers dual sinks, soaking tub, separate shower, and walk-in closet. A cabana bath provides direct pool access. Enjoy a private tropical retreat on a lushly landscaped 10,019 SF lot with mature privacy hedg ... (Read more)

Listing Details MLS# A12121103

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 3
Bathrooms Full: 3
Building Area Main: 2439
Living Area Main: 1717
Year Built: 1997
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Covered Spaces: 2
Lot Size Area: 10019
Lot Size Acres: 0.23
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Direction Faces: West
Pool Private YN: Yes

Property Features

Dining Area: Formal Dining; Kitchen Dining; Snack Bar/Counter Flooring: Tile Parking Features: Boat; Garage Door Opener; RV Access/Parking; Attached; Attached Garage; Garage Property Condition: Resale Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Oven; Refrigerator; Washer Water Heater Details: Electric Water Heater Construction Materials: Block; CBS Cooling: Ceiling Fan(s); Central Air; Electric Fencing: Fenced Heating: Central; Electric Interior Features: Bedroom Layout - Split; Closet Cabinetry; High Ceilings; Pantry; Roman Tub; Vaulted Ceiling(s); Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Fruit Tree(s) Pets Allowed YN: Yes Pets Allowed: No Restrictions; Pet Restrictions Possible Pool Features: Equipment Included; Free Form; In Ground; Screen Enclosure Possession: Negotiable Restrictions: No Restrictions Roof: Shingle Security Features: Smoke Detector(s) Sewer: Public Sewer Special Information: Sold As-Is Tax Information: Tax Reflects No Exemptions View: Garden Water Source: Public Window Features: Skylight(s) Showing Requirements: 24 Hour Notice; Alarm System; Showing Service Outdoor Living Spaces: Porch Porch Details: Porch - Screened Room Types: Laundry

Contract Information

Comp Sale YN: No
Original List Price: 499990
Occupant Type: Owner

Location and Legal

Country: United States
County Or Parish: St. Lucie
County Parish Name: St. Lucie
Street Number: 645
Street Direction Prefix: SE
Street Name: Stow
Street Suffix: Terrace
City Name: Port St Lucie
State Or Province: FL
Postal Code: 34984
Postal Code +4: 6420
Postal Zip: 34984
Subdivision Name: PORT ST LUCIE SECTION 39
Area: 7220
Geographic Area: SL04
Parcel Number: 342069015340009
Zoning: RS-2 PSL
Flood Zone: X

Financial Information

Membership Fee Required YN: No
Tax Annual Amount: 9296
Tax Year: 2026
Tax Legal Description: PORT ST LUCIE-SECTION 39- BLK 2688 LOT 49 (MAP 44/21S)

Status Change Information

Major Change Timestamp: 2026-11-10T05:00:00Z
Major Change Type: New Listing
Status Change Date: 2026-11-14

More Information

Entry Information

Entry Level: Yes

Pool Size Details

Pool Size (WxL): 14X28

Storm Protection

Accordian Shutters: Partial
Impact Glass: Partial

Price Calculations

Current Price To SqFt: 291.19

Section Details

Parcel Number MLX: 1534

Originating Details

Originating System Key: 570542219
Originating System ID: M00000151

Room Information

Room Name
Laundry

Listing Office: The Keyes Company - Stuart

Last Updated: November - 14 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

645 SE Stow Terrace, Port St. Lucie, FL 34984 (MLS# A12121103)