5455 Lugo Street, Fort Pierce, FL 34951

$460,000

Virtual Tour

https://my.matterport.com/show/?m=236dwdr3mAz

Templates Just listed, Open House, Under

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,509 Status: Active

Current Price: $460,000 List Date: 7/31/2026 Last Modified: 8/10/2026

Overview

Description

Nestled in the desirable Waterstone community, this beautifully maintained, lakefront, 2020-built, saltwater pool home offers 4BD, 2BA, 3 car garage & 1,623 of living sq.ft. Recent updates include new quartz kitchen countertops, new LVP flooring & new landscape w/ LED spotlights throughout. Step outside to the covered patio overlooking the vinyl-fenced backyard, side 2-tier garden w/ vined pergola & papered pathway, creating the perfect setting for relaxation. Community amenities include a pool, fitness room & pickleball courts, offering recreation & convenience right at home, all with a low annual HOA fee of just $140!

Listing Details MLS# B26058530

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 2509
Building Area Source: Appraiser
Living Area Main: 1623
Living Area Source: Appraiser
Accessibility Features YN: No
Year Built: 2020
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 3
Covered Spaces: 3
Parking Total: 3
Gated Community YN: Yes
Lot Size Area: 7733
Lot Size Acres: 0.18
Senior Community YN: No
Stories Total: Yes
Stories: Yes
Direction Faces: Southeast
Fireplace YN: No
Pool Private YN: Yes
LP/Assessed Value: 1.55

Property Features

Application Information: Association Approval Required Association Fee Includes: Recreation Facility Dining Area: Dining/Living Room Exterior Features: Barbecue; Garden; Lighting Flooring: Tile; Vinyl Foundation Details: Slab Leasing Permitted Details: Okay To Lease With Restrictions Parking Features: Concrete; Driveway; Garage Door Opener; Attached; Attached Garage; Garage Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer; Water Heater; Range Water Heater Details: Electric Water Heater Construction Materials: CBS; Stucco Cooling: Ceiling Fan(s); Central Air; Electric Association Type: Homeowner Association Fencing: Back Yard; Fenced; Stone; Vinyl Heating: Central; Electric Interior Features: Bedroom Layout - Split; Entrance Foyer; High Ceilings; Kitchen Island; Pantry; Pull Down Stairs; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Inside; Laundry Room; Washer Hookup Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Landscaped; Sidewalks Other Structures: Pergola Pets Allowed YN: Yes Pets Allowed: No Restrictions Pool Features: Fenced; In Ground; Private; Salt Water Possession: Close Of Escrow Restrictions: Lease Restrictions; Parking - No Commercial Vehicles Roof: Shingle Security Features: Gated - No Guard; Smoke Detector(s) Sewer: Public Sewer Structure Type: House Tax Information: Disability Exemption; Homestead Exemption Utilities: Electricity Available; Sewer Available; Water Available View: Pool; Water Water Source: Public Water View: Lake Window Features: Blinds Showing Requirements: Occupied; Schedule Online Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Living Room; Master Bedroom Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 460000
Listing Service: Full Service

Location and Legal

Country: United States
County Or Parish: St. Lucie
Street Number: 5455
Street Name: Lugo
Street Suffix: Street
Municipality Type: Unincorporated
State Or Province: FL
Postal Code: 34951
Postal Code +4: 4457
Subdivision Name: WATERSTONE PHASE ONE
Area: 7040
Geographic Area: SL08
Special Assessment YN: No
Parcel Number: 131170000780004
Zoning: Planned Un
Flood Zone: X

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 140
Association Fee Frequency: Annually
Association Membership: Mandatory
Application Required YN: Yes
Association Name: Waterstone
Association Email: CAILIN.FLOWERS2ATMOSLIVINGMG.COM
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 12
Membership Fee Required YN: No
Tax Annual Amount: 2850.08
Tax Year: 2025
Tax Assessed/SOH Value: 295937
Tax Legal Description: WATERSTONE PHASE ONE (PB 52-35) BLK 1 LOT 40
Assessor Market Value: 310300

Status Change Information

Major Change Timestamp: 2026-07-31T02:53:43Z
Major Change Type: New Listing
Status Change Date: 2026-07-30

More Information

Application Fee Details

Application Fee Required: Yes
Application Fee: 100

Entry Information

Entry Level: Yes
Entry Location: Yes

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease With Restrictions: Yes

Capital Contributions

Capital Contributions YN: No

Co-Ownership

Property Management YN: Yes
Property Management Name: Atmos Living Mgmt. L
Property Management Phone: 855-572-8667 OR 321-
Property Management Email: CAILIN.FLOWERS2ATMOSLIVINGMG.COM

Main Level Rooms

Main Level Bathrooms: 2
Main Level Bedrooms: 4

Pet Details

Pet Fee YN: No

Leasing Restrictions

Leasing - Max Times Per Year: Yes
Leasing - Minimum Number of Days: 180

Storm Protection

Panel Shutters: Complete

Price Calculations

Current Price To SqFt: 283.42

Originating Details

Originating System Key: 20260730193727560717000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Application Information

Association Approval Required: Yes

Amenities

Fitness Center: Yes
Pickleball Court(s): Yes
Pool: Yes

Association Fee Includes

Recreation Facility: Yes

Dining Area

Dining/Living Room: Yes

Exterior Features

Barbecue: Yes
Garden: Yes
Lighting: Yes

Flooring

Tile: Yes
Vinyl: Yes

Foundation Details

Slab: Yes

Parking Features

Concrete: Yes
Driveway: Yes
Garage Door Opener: Yes
Attached: Yes
Attached Garage: Yes
Garage: Yes

Property Condition

Resale: Yes

Special Listing Conditions

Standard: Yes

Fencing

Back Yard: Yes
Fenced: Yes
Stone: Yes
Vinyl: Yes

Structure Type

House: Yes

Other Structures

Pergola: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Utilities

Electricity Available: Yes
Sewer Available: Yes
Water Available: Yes

View

Pool: Yes
Water: Yes

Heating

Central: Yes
Electric: Yes

Water View

Lake: Yes

Window Features

Blinds: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Range: Yes
Ice Maker: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes
Range: Yes

Construction Materials

CBS: Yes
Stucco: Yes

Interior Features

Bedroom Layout - Split: Yes
Entrance Foyer: Yes
High Ceilings: Yes
Kitchen Island: Yes
Pantry: Yes
Pull Down Stairs: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes

Laundry Features

Electric Dryer Hookup: Yes
Inside: Yes
Laundry Room: Yes
Washer Hookup: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Landscaped: Yes
Sidewalks: Yes

Pool Features

Fenced: Yes
In Ground: Yes
Private: Yes
Salt Water: Yes

Roof

Shingle: Yes

Security Features

Gated - No Guard: Yes
Smoke Detector(s): Yes

Water Source

Public: Yes

Water Heater Details

Electric Water Heater: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

Occupied: Yes
Schedule Online: Yes

Master Bedroom/Bath

Dual Sinks: Yes
Master Bdrm - Ground: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

Lease Restrictions: Yes
Parking - No Commercial Vehicles: Yes

Tax Information

Disability Exemption: Yes
Homestead Exemption: Yes

Room Types

Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Acreage Description

Less Than 1/4 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name	Length	Width
Kitchen	9.00	11.00
Living Room	13.00	14.00
Master Bedroom	11.00	15.00
Bedroom 2	8.00	10.00
Bedroom 3	8.00	10.00
Bedroom 4	8.00	12.00

Documents

Flood Disclosure ›

Rules & Regs ›

Hoa Disclosure ›

Listing Office: Keller Williams Realty of VB

Last Updated: August - 10 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

5455 Lugo Street, Fort Pierce, FL 34951 (MLS# B26058530)