4490 NE Indian River Drive, Jensen Beach, FL 34957

$974,900

Virtual Tour

https://www.propertypanorama.com/4490-NE-Indian-River-Drive-Jensen-Beach-FL-34957/unbranded

Boundary lines including the submerged lands

View on the beach (over 100 feet of beachfront)

Iron gates adorn this charming 3br that can separate guest quarters to a 2/1 and 1/1

Screened porches, open patios, covered patios at every turn

Upon entering you'll find spacious living spaces

Spacious living spaces overlook the river

Spacious living with huge wood burning fireplace

Sitting area off kitchen connects to quest quarters

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Picture a 2-car garage and second floor apartment with a view!

Close off one driveway, add some grass and a pool, and use side street driveway to your new garage...oh, the options!

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,357 Status: Active

Current Price: $974,900 List Date: 3/14/2026 Last Modified: 9/02/2026

Overview

Description

Welcome home to the best of Indian River living, where more than 100' of pristine ocean-access shoreline creates an extraordinary coastal retreat. Thoughtfully renovated with Old Florida charm, this unique home offers a warm, peaceful ambiance throughout, with beautiful water views and your own expansive private beach along the river. The versatile floor plan offers an exceptional opportunity for multigenerational living, guests, or potential rental income with rear portion able to function as a private in-law suite or Airbnb. Outdoor living is truly spectacular, with multiple spaces to relax and take in the river breezes, plus an outdoor shower. Whether you're enjoying morning coffee watching the boats go by or entertaining, this is Florida living at it's finest - and Martin county taxes!

Supplements: Unwind in your backyard serene Zen garden or relax beachfront as the sun rises over the river in your front yard. Witness sunrises, dolphins, pelican and loads of fish...a rare waterfront property blending historic charm, privacy, flexibility, and true Florida beauty...and Martin County taxes!

Open Houses

Saturday, September 5, 11:00 am - 1:00 pm

Listing Details MLS# B26001948

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 2357
Building Area Source: Public Records
Living Area Main: 2054
Living Area Source: Assessor
Accessibility Features YN: No
Year Built: 1947
Parking Total: 7
Gated Community YN: No
Lot Size Area: 75812
Lot Size Acres: 1.74
Senior Community YN: No
Guest House YN: Yes
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Stories: Yes
Direction Faces: East
Fireplace YN: Yes
Pool Private YN: No
Furnished: Negotiable
Year Roof Installed: 2022
LP/Assessed Value: 1.87

Property Features

Fireplace Features: Wood Burning Flooring: Clay; Wood Guest House Features: 1 Bath; 1 Bedrooms Leasing Permitted Details: Okay To Lease Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater; Water Softener Water Heater Details: Electric Water Heater Water Softener Details: Water Softener Owned Architectural Style: Key West; Ranch Construction Materials: Fiber Cement Cooling: Central Air; Electric Heating: Central; Electric Interior Features: Bedroom Layout - Three Way Split; French Doors; Pantry; Storage Laundry Features: Laundry Room; Laundry Tub Levels: One Listing Terms: Cash; Conventional; VA Loan Membership: No Membership Available Other Structures: Guest House Pets Allowed YN: Yes Pets Allowed: No Restrictions Possession: Negotiable Restrictions: No Restrictions Roof: Metal Sewer: Septic Tank Special Information: Sold As-Is Structure Type: House Tax Information: City/County; No Homestead Utilities: Electricity Connected; Water Available Water Access: Ocean Access Water Source: Well Water View: Lagoon; River Waterfront Features: Intracoastal; River Front Showing Requirements: Call Listing Agent; Schedule Online Outdoor Living Spaces: Patio; Porch Patio Details: Patio - Covered; Patio - Open Porch Details: Porch - Screened Room Types: Kitchen; Living Room; Master Bedroom Acreage Description: 1 To Less Than 2 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 1039000
Negotiable Seller Concessions YN: Yes
Listing Service: Full Service
Seller Represented YN: Yes

Location and Legal

Country: United States
County Or Parish: Martin
County Parish Name: Martin
Street Number: 4490
Street Direction Prefix: NE
Street Name: Indian River
Street Suffix: Drive
City Name: Jensen Beach
Municipality Type: Unincorporated
State Or Province: FL
Postal Code: 34957
Postal Code +4: 4019
Postal Zip: 34957
Subdivision Name: Indian River Waterfront
Development Name: Indian River Waterfront
Area: 6030 - Jensen Beach/Stuart - North of Roosevelt Br
Geographic Area: MRTC - Martin County
Elementary School: Jensen Beach
Middle Or Junior School: Stuart
High School: Jensen Beach
Special Assessment YN: No
Parcel Number: 15374100000000
Zoning: Residential
Directions: Head north on Indian River Drive from Jensen Beach blvd, approx 1 mile. House is on corner of Indian River drive and Chardon.

Financial Information

Application Required YN: No
Master Association YN: No
Membership Fee Required YN: No
Tax Annual Amount: 8862.61
Tax Year: 2025
Tax Assessed/SOH Value: 522310
Tax Legal Description: PART S 1/2 OF ''UNINCL TR'' WITHIN LOT 2 GAINES EST PLAT BEG 50 FT EAST OF CENTERLINE OF RR E 538.62 FT AND NORTH 44.34 FOR THE POB N 87.66
Assessor Market Value: 552370

Status Change Information

Major Change Timestamp: 2026-07-28T18:55:27Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-07-28T18:55:26Z
Status Change Date: 2026-03-14

More Information

Guest House Area Details

Building Area Guest House: 600
Living Area Guest House: 600

Leasing Permitted Details

Leasing Permitted YN: Yes

Main Level Rooms

Main Level Bathrooms: 2
Main Level Bedrooms: 3

Pet Details

Pet Fee YN: No

Qualifying Requirements

Minimum Credit Score YN: No

Leasing Restrictions

Leasing - Max Times Per Year: 365
Leasing - Minimum Number of Days: Yes

Price Calculations

Current Price To SqFt: 474.63

Originating Details

Originating System Key: 20260313201601504645000000
Originating System ID: M00000170

Room Information

Room Name
Kitchen
Living Room
Master Bedroom

Listing Office: PenderWhite Properties, Inc.

Last Updated: September - 02 - 2026

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4490 NE Indian River Drive, Jensen Beach, FL 34957 (MLS# B26001948)