40 Pirates Drive, Key Largo, FL 33037

$495,900

Virtual Tour

https://www.propertypanorama.com/instaview/mia/A11922291

Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 669 Status: Active

Current Price: $495,900 List Date: 11/29/2025 Last Modified: 6/10/2026

Overview

Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. 2 kayaks and bicycles are included. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. Owner has taken care of the big-ticket items, including a new roof, new A/C split systems, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even m ... (Read more)

Open Houses

Sunday, June 14, 10:30 am - 1:30 pm

Listing Details MLS# A11922291

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: Yes
Bathrooms Total: Yes
Bathrooms Full: Yes
Building Area Main: 669
Living Area Main: 561
Year Built: 1958
Lot Size Area: 2500
Lot Size Acres: 0.06
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Direction Faces: Northwest
Pool Private YN: No

Property Features

Exterior Features: Lighting; Outdoor Shower Flooring: Concrete; Tile Leasing Permitted Details: Okay To Lease With Restrictions Parking Features: Driveway Appliances: Dryer; Electric Range; Microwave; Refrigerator; Washer Construction Materials: Block; CBS Cooling: Central Air Fencing: Fenced Heating: Central Interior Features: Built-in Features Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Possession: Close Of Escrow; Negotiable Restrictions: Lease Restrictions Road Frontage Type: Public Road Roof: Other Sewer: Public Sewer Special Information: Sold As-Is Tax Information: Tax Reflects No Exemptions Water Source: Public Water View: Canal Showing Requirements: Appointment Only; Call Listing Agent; Listing Agent Must Accompany Outdoor Living Spaces: Patio; Porch Porch Details: Porch - Open Room Types: Laundry

Contract Information

Comp Sale YN: No
Original List Price: 519900
Occupant Type: Call Listing Agent

Location and Legal

Country: United States
County Or Parish: Monroe
County Parish Name: Monroe
Street Number: 40
Street Name: Pirates
Street Suffix: Drive
City Name: Key Largo
State Or Province: FL
Postal Code: 33037
Postal Code +4: 2320
Postal Zip: 33037
Subdivision Name: PIRATES COVE
Area: 5940 - Other Florida County
Geographic Area: Other
Elementary School: Key Largo
Middle Or Junior School: Key Largo
High School: Coral Shores
Parcel Number: 00493460000000
Zoning: IS-M
Flood Zone: AE,X

Financial Information

Association YN: Yes
Association Membership: Voluntary
Membership Fee Required YN: No
Tax Annual Amount: 4210
Tax Year: 2024
Tax Legal Description: BK 5 LT 10 PIRATES COVE-KEY LARGO PB3-18 OR13-50 OR279-422 OR937-319L/E OR1437-2238D/C OR1438-190 OR1460-29 OR2778-417 OR2892-2487 OR3256-20

Status Change Information

Major Change Timestamp: 2026-04-29T20:46:16Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-04-29T20:46:16Z
Status Change Date: 2025-12-01

More Information

Entry Information

Entry Level: Yes

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease With Restrictions: Yes

Storm Protection

Impact Glass: Partial

Price Calculations

Current Price To SqFt: 883.95

Section Details

Parcel Number MLX: 10

Originating Details

Originating System Key: 423746686
Originating System ID: M00000151

Office/Member Information

DXORIGMLSID: SEF

Amenities

Boating: Yes
Other: Yes

Exterior Features

Lighting: Yes
Outdoor Shower: Yes

Flooring

Concrete: Yes
Tile: Yes

Parking Features

Driveway: Yes

Fencing

Fenced: Yes

Possession

Close Of Escrow: Yes
Negotiable: Yes

Sewer

Public Sewer: Yes

Special Information

Sold As-Is: Yes

Heating

Central: Yes

Water View

Canal: Yes

Appliances

Dryer: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

Block: Yes
CBS: Yes

Interior Features

Built-in Features: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Road Frontage Type

Public Road: Yes

Roof

Other: Yes

Water Source

Public: Yes

Cooling

Central Air: Yes

Showing Requirements

Appointment Only: Yes
Call Listing Agent: Yes
Listing Agent Must Accompany: Yes

Master Bedroom/Bath

Master Bdrm - Ground: Yes

Restrictions

Lease Restrictions: Yes

Tax Information

Tax Reflects No Exemptions: Yes

Outdoor Living Spaces

Patio: Yes
Porch: Yes

Porch Details

Porch - Open: Yes

Room Types

Laundry: Yes

Room Information

Room Name
Laundry

Listing Office: LoKation

Last Updated: June - 10 - 2026

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40 Pirates Drive, Key Largo, FL 33037 (MLS# A11922291)