3098 SW Cedar Trail, Palm City, FL 34990

$995,000

Virtual Tour

https://www.propertypanorama.com/3098-SW-Cedar-Trail-Palm-City-FL-34990/unbranded

Coastal retreat with scenic balcony view

Guest Bedroom with additional space behind Barn Doors

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 3,352 Status: Active

Current Price: $995,000 List Date: 4/27/2026 Last Modified: 6/21/2026

Overview

Description

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views.

Supplements: The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 fee ... (Read more)

Listing Details MLS# B26014459

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 3352
Building Area Source: Assessor
Living Area Main: 2746
Living Area Source: Public Records
Accessibility Features YN: No
Year Built: 1996
Parking Total: 4
Gated Community YN: No
Lot Size Area: 10221
Lot Size Acres: 0.24
Lot Size Dimensions: 96'water x161'x70'x141'
Senior Community YN: No
Land Lease YN: No
Recreation Lease YN: No
Guest House YN: No
Waterfront YN: Yes
Water Frontage Feet: 96
Outdoor Living Spaces YN: Yes
Stories Total: 2
Stories: 2
Direction Faces: East
Fireplace YN: Yes
Pool Private YN: Yes
Spa YN: Yes
Green Verification YN: No
Equestrian Features YN: No
Furnished: Negotiable

Property Features

Association Fee Includes: Common Areas Dining Area: Dining/Living Room; Family/Dining Combination; Snack Bar/Counter Exterior Features: Custom Lighting; Lighting; Outdoor Shower Fireplace Features: Wood Burning Flooring: Carpet; Tile Leasing Permitted Details: Okay To Lease; Short Term Rentals Allowed Parking Features: Driveway; Open Property Condition: Resale Spa Features: Above Ground Special Listing Conditions: Standard Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Washer; Water Heater; Range Water Heater Details: Electric Water Heater Architectural Style: Key West Boat and Dock Features: Electric Available; Lift; Private Dock; Water Available Construction Materials: Fiber Cement; Frame Cooling: Central Air; Electric; Zoned Association Type: Homeowner Association Fencing: Fenced; Partial Heating: Central; Electric; Zoned Interior Features: Bar; Bedroom Layout - Split; Built-in Features; Cathedral Ceiling(s); Entrance Foyer; French Doors; High Ceilings; Pantry; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Laundry Features: Inside; Laundry Closet Levels: Two; Multi/Split Listing Terms: Cash; Conventional; VA Loan Lot Features: Cul-De-Sac; Irregular Lot; Many Trees Main Living Area: Upstairs Membership: No Membership Available Other Equipment: Fuel Tank(s) Fuel Tank Details: Fuel Tank - Owned Other Structures: Cabana; Shed(s) Pets Allowed YN: Yes Pets Allowed: No Restrictions Pool Features: Equipment Included; Free Form; Heated; In Ground; Private Possession: Close Of Escrow Restrictions: Lease Restrictions Road Frontage Type: Private Road; West of US-1 Road Surface Type: Paved Roof: Metal Security Features: Security System; Smoke Detector(s) Sewer: Septic Tank Special Information: Sold As-Is Sprinkler Description: Auto Sprinkler; Well Sprinkler Storm Protection Details: Storm Shutters Structure Type: House Tax Information: No Homestead Utilities: Cable Available; Electricity Connected; Phone Available View: Water Water Access: No Fixed Bridge; Ocean Access; River Access Water Source: Well Water View: Canal Waterfront Features: Canal Front; Navigable Water; Seawall; Other Canal Width: Canal Width 1-80 Feet Window Features: Shutters Showing Requirements: Appointment Only; Listing Agent Must Accompany; Occupied; Schedule Online; Text Listing Agent Outdoor Living Spaces: Balcony; Deck; Patio; Porch Balcony Details: Balcony - Covered; Balcony - Screened Patio Details: Patio - Covered; Patio - Open; Patio - Screened Porch Details: Porch - Open; Porch - Screened Room Types: Kitchen; Living Room; Master Bedroom Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 1195000
Negotiable Seller Concessions YN: Yes
Occupant Type: Tenant
Listing Service: Full Service
Seller Represented YN: No

Location and Legal

Country: United States
County Or Parish: Martin
Street Number: 3098
Street Direction Prefix: SW
Street Name: Cedar
Street Suffix: Trail
Municipality Type: Unincorporated
State Or Province: FL
Postal Code: 34990
Postal Code +4: 1954
Subdivision Name: RUSTIC HILLS
Development Name: Rustic Hills
Area: 6090 - Palm City
Geographic Area: MRTC - Martin County
Elementary School: Bessey Creek
Middle Or Junior School: Hidden Oaks
High School: Martin County
Special Assessment YN: No
Parcel Number: 123840001000004104
Subdivision Number: Yes
Zoning: res
Directions: I-95 to exit 102 for High Meadow Ave, Merge onto SW High Meadow Ave, At the traffic circle, continue straight onto SW Covered Bridge Dr, left onto SW Cedar Trail

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 25
Association Fee Frequency: Monthly
Association Membership: Mandatory
Association Email: self managed
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 25
Membership Fee Required YN: No
Tax Annual Amount: 13701.5
Tax Year: 2025
Tax Legal Description: RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296

Status Change Information

Major Change Timestamp: 2026-06-16T20:00:41Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-06-16T20:00:41Z
Status Change Date: 2026-04-27
Back on Market Date: 2026-04-27

More Information

Entry Information

Entry Level: Yes

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease: Yes
Short Term Rentals Allowed: Yes

Parking Information

Open Parking Spaces: 4

Boat and Dock Information

Dock: Yes
Boat Max Length: 12000
Dock Details: 95' & power/water

Capital Contributions

Capital Contributions YN: No

Co-Ownership

Property Management YN: No

Main Level Rooms

Main Level Bathrooms: Yes
Main Level Bedrooms: 2

Pet Details

Pet Fee YN: No

Leasing Restrictions

Leasing - Max Times Per Year: 48
Leasing - Minimum Number of Days: 3

Storm Protection

Accordian Shutters: Partial
Impact Glass: Partial
Panel Shutters: Partial

Price Calculations

Current Price To SqFt: 362.34

Originating Details

Originating System Key: 20260402140010072859000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Amenities

Boating: Yes

Association Fee Includes

Common Areas: Yes

Dining Area

Dining/Living Room: Yes
Family/Dining Combination: Yes
Snack Bar/Counter: Yes

Exterior Features

Custom Lighting: Yes
Lighting: Yes
Outdoor Shower: Yes

Fireplace Features

Wood Burning: Yes

Flooring

Carpet: Yes
Tile: Yes

Parking Features

Driveway: Yes
Open: Yes

Property Condition

Resale: Yes

Spa Features

Above Ground: Yes

Special Listing Conditions

Standard: Yes

Fencing

Fenced: Yes
Partial: Yes

Structure Type

House: Yes

Other Structures

Cabana: Yes
Shed(s): Yes

Possession

Close Of Escrow: Yes

Sewer

Septic Tank: Yes

Special Information

Sold As-Is: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Phone Available: Yes

View

Water: Yes

Heating

Central: Yes
Electric: Yes
Zoned: Yes

Sprinkler Description

Auto Sprinkler: Yes
Well Sprinkler: Yes

Water Access

No Fixed Bridge: Yes
Ocean Access: Yes
River Access: Yes

Water View

Canal: Yes

Window Features

Shutters: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes
Range: Yes

Construction Materials

Fiber Cement: Yes
Frame: Yes

Interior Features

Bar: Yes
Bedroom Layout - Split: Yes
Built-in Features: Yes
Cathedral Ceiling(s): Yes
Entrance Foyer: Yes
French Doors: Yes
High Ceilings: Yes
Pantry: Yes
Upstairs Living Area: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes
Wet Bar: Yes

Laundry Features

Inside: Yes
Laundry Closet: Yes

Levels

Two: Yes
Multi/Split: Yes

Listing Terms

Cash: Yes
Conventional: Yes
VA Loan: Yes

Lot Features

Cul-De-Sac: Yes
Irregular Lot: Yes
Many Trees: Yes

Other Equipment

Fuel Tank(s): Yes

Pool Features

Equipment Included: Yes
Free Form: Yes
Heated: Yes
In Ground: Yes
Private: Yes

Road Frontage Type

Private Road: Yes
West of US-1: Yes

Road Surface Type

Paved: Yes

Roof

Metal: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Water Source

Well: Yes

Waterfront Features

Canal Front: Yes
Navigable Water: Yes
Seawall: Yes
Other: Yes

Water Heater Details

Electric Water Heater: Yes

Architectural Style

Key West: Yes

Boat and Dock Features

Electric Available: Yes
Lift: Yes
Private Dock: Yes
Water Available: Yes

Cooling

Central Air: Yes
Electric: Yes
Zoned: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

Appointment Only: Yes
Listing Agent Must Accompany: Yes
Occupied: Yes
Schedule Online: Yes
Text Listing Agent: Yes

Main Living Area

Upstairs: Yes

Master Bedroom/Bath

Master Bdrm - Upstairs: Yes
Separate Shower: Yes

Membership

No Membership Available: Yes

Fuel Tank Details

Fuel Tank - Owned: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

Lease Restrictions: Yes

Storm Protection Details

Storm Shutters: Yes

Tax Information

No Homestead: Yes

Canal Width

Canal Width 1-80 Feet: Yes

Outdoor Living Spaces

Balcony: Yes
Deck: Yes
Patio: Yes
Porch: Yes

Balcony Details

Balcony - Covered: Yes
Balcony - Screened: Yes

Patio Details

Patio - Covered: Yes
Patio - Open: Yes
Patio - Screened: Yes

Porch Details

Porch - Open: Yes
Porch - Screened: Yes

Room Types

Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Acreage Description

Less Than 1/4 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name
Kitchen
Living Room
Master Bedroom

Listing Office: Keller Williams Realty Of The Treasure Coast

Last Updated: June - 21 - 2026

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3098 SW Cedar Trail, Palm City, FL 34990 (MLS# B26014459)