3098 SW Cedar Trail, Palm City, FL 34990 (MLS# B26014459)

3098 SW Cedar Trail, Palm City, FL 34990

$995,000
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 3,352 Status: Active
Current Price: $995,000 List Date: 4/27/2026 Last Modified: 8/30/2026

Overview

Description

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views.

Supplements: The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 fee ...

Listing Details MLS# B26014459

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
4
Bathrooms Total
2
Bathrooms Full
2
Building Area Main
3352
Building Area Source
Assessor
Living Area Main
2746
Living Area Source
Public Records
Accessibility Features YN
No
Year Built
1996
Parking Total
4
Gated Community YN
No
Lot Size Area
10221
Lot Size Acres
0.24
Lot Size Dimensions
96'water x161'x70'x141'
Senior Community YN
No
Land Lease YN
No
Recreation Lease YN
No
Guest House YN
No
Waterfront YN
Yes
Water Frontage Feet
96
Outdoor Living Spaces YN
Yes
Stories Total
2
Stories
2
Direction Faces
East
Fireplace YN
Yes
Pool Private YN
Yes
Spa YN
Yes
Green Verification YN
No
Equestrian Features YN
No
Furnished
Negotiable
Year Roof Installed
1996

Property Features

Association Fee Includes: Common Areas Dining Area: Dining/Living Room; Family/Dining Combination; Snack Bar/Counter Exterior Features: Custom Lighting; Lighting; Outdoor Shower Fireplace Features: Wood Burning Flooring: Carpet; Tile Leasing Permitted Details: Okay To Lease; Short Term Rentals Allowed Parking Features: Driveway; Open Property Condition: Resale Spa Features: Above Ground Special Listing Conditions: Standard Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Washer; Water Heater; Range Water Heater Details: Electric Water Heater Architectural Style: Key West Boat and Dock Features: Electric Available; Lift; Private Dock; Water Available Construction Materials: Fiber Cement; Frame Cooling: Central Air; Electric; Zoned Association Type: Homeowner Association Fencing: Fenced; Partial Heating: Central; Electric; Zoned Interior Features: Bar; Bedroom Layout - Split; Built-in Features; Cathedral Ceiling(s); Entrance Foyer; French Doors; High Ceilings; Pantry; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Laundry Features: Inside; Laundry Closet Levels: Two; Multi/Split Listing Terms: Cash; Conventional; VA Loan Lot Features: Cul-De-Sac; Irregular Lot; Many Trees Main Living Area: Upstairs Membership: No Membership Available Other Equipment: Fuel Tank(s) Fuel Tank Details: Fuel Tank - Owned Other Structures: Cabana; Shed(s) Pets Allowed YN: Yes Pets Allowed: No Restrictions Pool Features: Equipment Included; Free Form; Heated; In Ground; Private Possession: Close Of Escrow Restrictions: No Restrictions Road Frontage Type: Private Road; West of US-1 Road Surface Type: Paved Roof: Metal Security Features: Security System; Smoke Detector(s) Sewer: Septic Tank Special Information: Sold As-Is Sprinkler Description: Auto Sprinkler; Well Sprinkler Storm Protection Details: Storm Shutters Structure Type: House Tax Information: No Homestead Utilities: Cable Available; Electricity Connected; Phone Available View: Water Water Access: No Fixed Bridge; Ocean Access; River Access Water Source: Well Water View: Canal Waterfront Features: Canal Front; Navigable Water; Seawall; Other Canal Width: Canal Width 1-80 Feet Window Features: Shutters Showing Requirements: Appointment Only; Listing Agent Must Accompany; Occupied; Schedule Online; Text Listing Agent Outdoor Living Spaces: Balcony; Deck; Patio; Porch Balcony Details: Balcony - Covered; Balcony - Screened Patio Details: Patio - Covered; Patio - Open; Patio - Screened Porch Details: Porch - Open; Porch - Screened Room Types: Kitchen; Living Room; Master Bedroom Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN
No
Original List Price
1195000
Negotiable Seller Concessions YN
Yes
Occupant Type
Tenant
Listing Service
Full Service
Seller Represented YN
No

Location and Legal

Country
United States
County Or Parish
Martin
Street Number
3098
Street Direction Prefix
SW
Street Name
Cedar
Street Suffix
Trail
Municipality Type
Unincorporated
State Or Province
FL
Postal Code
34990
Postal Code +4
1954
Subdivision Name
RUSTIC HILLS
Development Name
Rustic Hills
Area
6090 - Palm City
Geographic Area
MRTC - Martin County
Elementary School
Bessey Creek
Middle Or Junior School
Hidden Oaks
High School
Martin County
Special Assessment YN
No
Parcel Number
123840001000004104
Subdivision Number
Yes
Zoning
res
Directions
I-95 to exit 102 for High Meadow Ave, Merge onto SW High Meadow Ave, At the traffic circle, continue straight onto SW Covered Bridge Dr, left onto SW Cedar Trail

Financial Information

Association YN
Yes
Association Deposit YN
No
Association Fee
25
Association Fee Frequency
Monthly
Association Membership
Mandatory
Association Email
self managed
Master Association YN
No
Estimated Monthly Assoc Recurring Fee
25
Membership Fee Required YN
No
Tax Annual Amount
13701.5
Tax Year
2025
Tax Legal Description
RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296

Status Change Information

Major Change Timestamp
2026-06-16T20:00:41Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-06-16T20:00:41Z
Status Change Date
2026-04-27
Back on Market Date
2026-04-27

More Information

Entry Information

Entry Level
Yes

Leasing Permitted Details

Leasing Permitted YN
Yes

Parking Information

Open Parking Spaces
4

Boat and Dock Information

Dock
Yes
Dock Details
95' & power/water

Capital Contributions

Capital Contributions YN
No

Co-Ownership

Property Management YN
No

Main Level Rooms

Main Level Bathrooms
Yes
Main Level Bedrooms
2

Pet Details

Pet Fee YN
No

Leasing Restrictions

Leasing - Max Times Per Year
48
Leasing - Minimum Number of Days
3

Storm Protection

Accordian Shutters
Partial
Impact Glass
Partial
Panel Shutters
Partial

Price Calculations

Current Price To SqFt
362.34

Originating Details

Originating System Key
20260402140010072859000000
Originating System ID
M00000170

Room Information

Room Name
Kitchen
Living Room
Master Bedroom
IDX
Listing Office: Keller Williams Realty Of The Treasure Coast
Last Updated: August - 30 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
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