20 Center Lane, Key Largo, FL 33037

New Listing

$2,785,000

Expansive rooftop terrace featuring a smooth-finish deck, metal perimeter railing, and integrated wall-mounted lighting

Multi-story coastal residence featuring a stone-paved pool deck, elevated balconies with metal railings, a swimming pool with integrated lighting, and tiered hardscaping

Three-story waterfront residence featuring multi-level balconies, a stone-surround swimming pool, and a private dock with boat lift

Aerial perspective of waterfront property situated on a canal with direct access to Blackwater Sound and Sexton Cove

Covered balcony featuring wood-finish flooring, metal railing, and spiral staircase

Open-concept interior featuring wood-finish flooring, floor-to-ceiling glass sliding doors, recessed lighting, matte black ceiling fans, and exposed ductwork

Open-concept interior featuring stone-surface island seating, stainless steel appliances, stacked-stone accent wall, recessed lighting, and wood-finish flooring

Open-concept living space featuring expansive floor-to-ceiling glass doors, wood-finish flooring, recessed lighting, and kitchen backsplash with stone-finish cladding

Three-story elevated residence featuring a paver driveway, covered ground-level parking, multi-pane windows, and a white vinyl perimeter fence

Two-story elevated residence featuring a paver driveway, covered ground-level parking, white siding, and landscaped exterior grounds with palm trees

Covered patio featuring paver flooring, an outdoor kitchen with matte dark cabinetry, a built-in stainless steel grill, and a ceiling-mounted fan

Screened-in lanai featuring paver flooring, multiple multi-blade ceiling fans, and a direct perimeter enclosure overlooking the pool area

Covered screened lanai featuring paver flooring, a ceiling fan with integrated lighting, and structural columns

Covered lanai with stone-paver decking, swimming pool featuring an integrated spa, and concrete bulkhead leading to a waterway

Waterfront pool deck featuring stone-finish pavers, integrated swimming pool, private boat dock, and canal frontage

In-ground pool with tiled waterline and stone decking, covered patio, integrated spa, and waterfront bulkhead

Outdoor living area featuring a swimming pool, stone-finish paver patio, composite dock, and a spiral exterior staircase

Open floor plan featuring wood-finish flooring, floor-to-ceiling windows, exposed industrial ductwork, recessed lighting, and a staircase with cable railings and wood-finish treads

Open-concept interior featuring wood-finish flooring, floor-to-ceiling glass sliding doors, recessed lighting, exposed industrial-style ductwork, and a stone-tiled backsplash in the kitchen

Open-concept interior featuring wood-finish flooring, recessed lighting, a stainless steel range hood, stone-style backsplash, and white cabinetry

Kitchen featuring a spacious island with stone-finish countertops, custom cabinetry with integrated wine storage, a stainless steel range hood, stone-style backsplash, and wood-finish flooring

Covered balcony featuring wood-finish flooring, stainless steel cable railing, and sliding glass door access, overlooking a canal

Waterfront balcony featuring wood-finish flooring, a horizontal cable railing system, and multiple floor-to-ceiling glass sliding doors

Kitchen featuring stone-topped islands, a floor-to-ceiling cabinetry wall, a natural stone tile backsplash, stainless steel appliances, and wood-finish flooring

Center island with stone countertop, dark cabinetry, stainless steel dishwasher, recessed lighting, and metal pendant fixtures

Living area featuring recessed lighting, wood-finish flooring, a textured stone accent wall, and glass sliding doors

Laundry area featuring a stainless steel stacked washer and dryer unit, floor-to-ceiling charcoal gray cabinetry, and wood-finish flooring

Wood-finish flooring, large sliding closet with integrated door hardware, ceiling fan with light fixture, and horizontal window treatments

Wood-finish flooring, multi-pane windows with integrated blinds, ceiling fan, and recessed lighting

Dual-sink vanity with composite countertop, cabinetry with metallic hardware, wood-finish flooring, and a glass-enclosed shower with tiled wall accents

Walk-in shower with square stone tiling, built-in vertical mosaic accent niche, frameless glass door, and a solid-surface vanity countertop

Wood-finish flooring, large windows with neutral roller shades, ceiling fan with light fixture, and built-in closet with sliding doors

Room featuring wood-finish flooring, a multi-blade ceiling fan, recessed lighting, and large windows with integrated shades

Wood-finish flooring, ceiling fan, sliding-door closet, wall-mounted mirror, and multi-panel interior door

Wood-finish flooring, recessed lighting, ceiling fan, sliding closet doors, and windows with exterior greenery

Walk-in shower with horizontal tile surround, mosaic accent strip, and glass enclosure, paired with a vanity featuring a light stone countertop, an integrated rectangular sink, and chrome fixtures

Bedroom featuring wood-finish flooring, recessed lighting, and a multi-blade ceiling fan

Private elevator featuring wood-paneled interior walls, integrated ceiling lighting, horizontal metal handrail, and wood-finish flooring

Private elevator featuring wood-paneled walls, recessed ceiling lighting, and wood-finish flooring

Staircase featuring wood-finish treads, stainless steel cable railings, and a metal handrail

Spacious room featuring wood-finish flooring, recessed lighting, industrial-style exposed ductwork, and dual modern ceiling fans

Wood-finish flooring, floor-to-ceiling glass wall, recessed lighting, matte black multi-blade ceiling fans, and built-in wall-mounted television console

Wood-finish flooring, recessed lighting, multi-pane windows with integrated cellular shades, and neutral wall tones

Freestanding soaking tub, glass-enclosed shower with tiled surround, and floating dual-sink vanity with a large wall-mounted mirror

Bathroom featuring a white flat-panel vanity with a stone countertop, a glass-enclosed walk-in shower with tiled walls and a built-in recessed niche, and polished stone flooring

Walk-in shower featuring glass paneling, floor-to-ceiling stone-tiled walls, a mosaic accent inlay, a wall-mounted shower system, and a built-in recessed shelving niche

Floating vanity with dual rectangular sinks, oversized frameless wall mirror, freestanding soaking tub, chrome floor-mounted tub filler, and tile flooring

Wall-mounted glass shelving, one-piece dual-flush toilet, and frosted glass privacy panels

Floating white vanity with integrated sink, textured stone-finish accent wall, large format light-colored wall tiling, wall-mounted vanity lighting, and frameless mirror

Custom white built-in shelving featuring floor-to-ceiling storage, integrated drawer units with metallic hardware, corner shelving, and metal hanging rods over wood-finish flooring

Covered balcony featuring wood-finish flooring, metal cable railing, and sliding glass door access, overlooking a canal and mature landscaping

Elevated deck with wood-finish flooring, metal cable railing, and a spiral staircase

Rooftop terrace featuring a flat deck surface and perimeter metal railing

Expansive rooftop terrace featuring a flat, white deck surface and a metallic horizontal-bar railing

Expansive rooftop terrace featuring white flat surfacing, horizontal cable railings, and wall-mounted exterior lighting

Covered outdoor patio featuring stone paver decking, an integrated spa, a rectangular swimming pool, and direct canal access

Covered patio featuring stone paver flooring, a private swimming pool with an integrated spa, and a boat dock with direct water access

Waterfront property featuring a private boat dock, direct canal access, paved driveway, and solar panel array

Aerial perspective featuring a multi-level residence with a rooftop deck, metal roof, paved driveway, and canal-front bulkhead

Three-story coastal residence featuring horizontal siding, a metal roof, an elevated foundation, a covered ground-level entry, and a rooftop terrace

Waterfront property situated on a peninsula between Blackwater Sound and Sexton Cove, featuring direct canal access and established vegetation

Rooftop terrace featuring a smooth surface, white perimeter walls, and horizontal metal railing

Three-story waterfront residence featuring a multi-level balcony system with cable railings, a private in-ground swimming pool, stone-paver hardscaping, and a synthetic deck area with a boat dock

Aerial perspective of a coastal residential community featuring deep-water canal access, private boat docks, and surrounding open water

Aerial perspective of coastal residential property featuring canal-front access, paved driveways, elevated structural design, and solar panel arrays, set against a bay backdrop

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 6,338 Status: Active

Current Price: $2,785,000 List Date: 10/19/2026 Last Modified: 10/20/2026

Overview

Description

Boater’s Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a ... (Read more)

Listing Details MLS# A12107539

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Building Area Main: 6338
Living Area Main: 3018
Accessibility Features YN: Yes
Year Built: 2015
Carport YN: Yes
Attached Carport YN: Yes
Carport Spaces: 4
Covered Spaces: 4
Lot Size Area: 5775
Lot Size Acres: 0.13
Senior Community YN: No
Waterfront YN: Yes
Water Frontage Feet: 55
Outdoor Living Spaces YN: Yes
Stories Total: 3
Direction Faces: Southwest
Pool Private YN: Yes
Spa YN: Yes
Furnished: Negotiable

Property Features

Accessibility Features: Accessible Elevator Installed Dining Area: Breakfast Area; Dining/Living Room; Snack Bar/Counter Electric: Circuit Breakers Exterior Features: Lighting; Outdoor Shower Flooring: Tile; Other Parking Features: Boat Access/Parking; Covered; RV Access/Parking; Attached Carport; Carport Property Condition: Resale; Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Oven; Refrigerator; Washer Water Heater Details: Electric Water Heater Architectural Style: Contemporary Boat and Dock Features: Deeded Dock; Lift; Private Dock Construction Materials: CBS Cooling: Ceiling Fan(s); Central Air; Paddle Fan(s) Fencing: Fenced Green Energy Efficient: Construction Heating: Central; Electric Interior Features: Bedroom Layout - Split; Built-in Features; Elevator; Kitchen Island; Walk-In Closet(s); Other Levels: Three Or More Listing Terms: Cash; Conventional; Cryptocurrency Pets Allowed YN: Yes Pool Features: Concrete; Equipment Included; In Ground Possession: Negotiable Restrictions: No Restrictions Roof: Concrete Security Features: Smoke Detector(s) Sewer: Public Sewer Special Information: Sold As-Is Tax Information: Tax Reflects No Exemptions Utilities: Cable Available Water Access: No Fixed Bridge; Ocean Access Water Source: Public Water View: Bay; Ocean Waterfront Features: Canal Front; Navigable Water Window Features: Blinds; Drapes; Rods Showing Requirements: Call Listing Agent; Showing Service Outdoor Living Spaces: Balcony; Deck; Patio Balcony Details: Balcony - Open Room Types: Den; Family Room; Game Room; Laundry; Other

Contract Information

Comp Sale YN: No
Original List Price: 2785000
Occupant Type: Call Listing Agent

Location and Legal

Country: United States
County Or Parish: Monroe
County Parish Name: Monroe
Street Number: 20
Street Name: Center
Street Suffix: Lane
City Name: Key Largo
State Or Province: FL
Postal Code: 33037
Postal Code +4: 2911
Postal Zip: 33037
Subdivision Name: STILLWRIGHT POINT NO 2
Area: 5940 - Other Florida County
Geographic Area: Other
Elementary School: Key Largo
Middle Or Junior School: Key Largo
High School: Coral Shores
Parcel Number: 00515140000000
Subdivision Number: 105
Zoning: RU-1
Flood Zone: AE
Directions: Google Maps

Financial Information

Membership Fee Required YN: No
Tax Annual Amount: 17968
Tax Year: 2025
Tax Legal Description: BK 4 LT 10 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR710-528 OR725-789 OR773-483 OR821-1120 OR2573-1590 OR2573-1592 OR2733-277/78 OR28

Status Change Information

Major Change Timestamp: 2026-10-19T04:00:00Z
Major Change Type: New Listing
Status Change Date: 2026-10-20

More Information

Boat and Dock Information

Dock: Yes

Ceiling Fan Details

Number Of Ceiling Fans: 2

Pool Size Details

Pool Size (WxL): 180sf

Storm Protection

Impact Glass: Complete

Price Calculations

Current Price To SqFt: 922.79

Section Details

Parcel Number MLX: 0051

Originating Details

Originating System Key: 567187495
Originating System ID: M00000151

Room Information

Room Name
Den
Family Room
Other
Game Room
Laundry

Listing Office: Keller Williams Capital Realty

Last Updated: October - 20 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

20 Center Lane, Key Largo, FL 33037 (MLS# A12107539)