12990 Keystone Terrace, North Miami, FL 33181 (MLS# B26072103)

12990 Keystone Terrace, North Miami, FL 33181

New Listing
$3,350,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,941 Status: Active
Current Price: $3,350,000 List Date: 9/03/2026 Last Modified: 9/08/2026

Overview

Description

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining.

Supplements: At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropic ...

Listing Details MLS# B26072103

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
4
Bathrooms Total
3
Bathrooms Full
3
Building Area Main
3941
Building Area Source
Public Records
Living Area Main
3084
Living Area Source
Public Records
Adjusted Area Main
3085
Accessibility Features YN
Yes
Year Built
1959
Garage YN
Yes
Attached Garage YN
Yes
Garage Spaces
2
Covered Spaces
2
Parking Total
2
Gated Community YN
No
Lot Size Area
12500
Lot Size Acres
0.29
Senior Community YN
No
Waterfront YN
Yes
Water Frontage Feet
100
Outdoor Living Spaces YN
Yes
Stories Total
Yes
Stories
Yes
Direction Faces
East
Fireplace YN
No
Pool Private YN
Yes
Furnished
Unfurnished

Property Features

Accessibility Features: Accessible Central Living Area Dining Area: Formal Dining; Snack Bar/Counter Exterior Features: Barbecue; Lighting Flooring: Carpet; Marble; Tile Leasing Permitted Details: Okay To Lease Parking Features: Boat Access/Parking; Circular Driveway; Covered; Driveway; Garage Door Opener; Attached; Attached Garage; Garage Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Range; Freezer; Ice Maker; Microwave; Oven; Refrigerator; Washer; Cooktop Architectural Style: Ranch; Traditional Boat and Dock Features: Deeded Dock; Private Dock Construction Materials: Block; Concrete; Stucco Cooling: Ceiling Fan(s); Central Air Fencing: Back Yard Heating: Central; Electric Interior Features: Bar; Closet Cabinetry; French Doors; High Ceilings; Kitchen Island; Storage; Vaulted Ceiling(s); Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Corner Lot Main Living Area: Entry Level Other Structures: Outbuilding Pets Allowed YN: Yes Pets Allowed: No Restrictions Pool Features: In Ground; Private; Salt Water; Screen Enclosure Possession: Close Of Escrow; Negotiable Restrictions: No Restrictions Roof: Slate; Tar/Gravel Security Features: Smoke Detector(s) Sewer: Public Sewer Special Information: Sold As-Is Structure Type: House Tax Information: City/County Unit Description: Corner/End Unit Utilities: Cable Available; Electricity Available; Water Available View: Pool; Water Water Access: Ocean Access Water Source: Public Water View: Canal; Intracoastal Waterfront Features: Canal Front; Intracoastal; Seawall Canal Width: Canal Width 1-80 Feet Window Features: Blinds Showing Requirements: Appointment Only; Schedule Online Outdoor Living Spaces: Patio Patio Details: Patio - Screened Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Florida Room; Foyer; Kitchen; Living Room; Master Bedroom Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN
No
Original List Price
3350000
Negotiable Seller Concessions YN
Yes
Occupant Type
Vacant
Listing Service
Full Service

Location and Legal

Country
United States
County Or Parish
Miami-Dade
County Parish Name
Miami-Dade
Street Number
12990
Street Name
Keystone
Street Suffix
Terrace
City Name
North Miami
Municipality Type
Incorporated
Municipal Code
06
State Or Province
FL
Postal Code
33181
Postal Code +4
2226
Postal Zip
33181
Subdivision Name
KEYSTONE ISLAND
Development Name
KEYSTONE ISLAND
Area
2220
Geographic Area
DADE
Elementary School
David Lawrence Jr. K-8
Middle Or Junior School
North Miami
High School
Alonzo and Tracy Mourning
Special Assessment YN
No
Parcel Number
0622280210690
Subdivision Number
21
Zoning
0900
Flood Zone
AE
Directions
Follow I-95 S to FL-922 E/NW 125th St in North Miami. Take exit 10A from I-95 S. Continue on FL-922 E. Drive to Biscayne Bay Dr

Financial Information

Master Association YN
No
Membership Fee Required YN
No
Tax Annual Amount
14893.81
Tax Year
2025
Tax Legal Description
27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1

Status Change Information

Major Change Timestamp
2026-09-03T20:27:09Z
Major Change Type
New Listing
Status Change Date
2026-09-03

More Information

Leasing Permitted Details

Leasing Permitted YN
Yes

Boat and Dock Information

Dock
Yes
Boat Max Length
55

Main Level Rooms

Main Level Bathrooms
3
Main Level Bedrooms
4

Pet Details

Pet Fee YN
No

Pool Size Details

Pool Size (WxL)
20X30

Leasing Restrictions

Leasing - Max Times Per Year
Yes
Leasing - Minimum Number of Days
365

Storm Protection

Impact Glass
Complete

Room Types

Bedroom 2 Level
First
Bedroom 3 Level
First
Bedroom 4 Level
First
Dining Room Level
First
Family Room Level
First
Foyer Level
First
Kitchen Level
First
Living Room Level
First
Master Bedroom Level
First

Price Calculations

Current Price To SqFt
1086.25

Originating Details

Originating System Key
20260806144033678490000000
Originating System ID
M00000170

Room Information

Room Name Length Width Level
Family Room 11.00 36.50 First
Living Room 24.30 22.10 First
Kitchen 12.00 13.11 First
Dining Room 11.11 13.11 First
Foyer 4.90 15.10 First
Master Bedroom 16.20 16.10 First
Bedroom 2 11.40 11.90 First
Bedroom 3 14.10 11.10 First
Bedroom 4 11.00 14.00 First
IDX
Listing Office: KW Reserve Palm Beach
Last Updated: September - 08 - 2026
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