123 Ruby Lake, Winter Haven, FL 33884 (MLS# F10549163)

123 Ruby Lake, Winter Haven, FL 33884

$292,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,919 Status: Active
Current Price: $292,000 List Date: 1/29/2026 Last Modified: 3/26/2026

Overview

Description

APPROVED SHORT SALE. THIS BEAUTIFUL HOME IS A 3 BEDROOM TWO BATH HOME WITH AN OFFICE. CAN BE USED AS A 4TH BEDROOM. LARGE OVERSIZED LOT IN A GATED COMMUNITY.

Listing Details MLS# F10549163

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
3
Bathrooms Total
2
Bathrooms Full
2
Living Area Main
1919
Year Built
2000
Garage YN
Yes
Garage Spaces
2
Covered Spaces
2
Gated Community YN
Yes
Senior Community YN
No
Guest House YN
No
Outdoor Living Spaces YN
Yes
Stories Total
Yes
Stories
Yes
Direction Faces
West
Pool Private YN
No

Property Features

Flooring: Ceramic Tile; Vinyl; Wood Parking Features: Driveway Property Condition: Resale Special Listing Conditions: Short Sale Appliances: Dishwasher; Dryer; Electric Range; Refrigerator; Washer Construction Materials: Block Cooling: Central Air; Electric Association Type: Homeowner Association Heating: Central; Electric Interior Features: Pantry; Walk-In Closet(s) Levels: One Listing Terms: Cash; Conventional; FHA-VA Approved Possession: Negotiable Restrictions: No Restrictions Road Frontage Type: Private Road Roof: Composition; Shingle Tax Information: Homestead Exemption Water Source: Public Showing Requirements: 24 Hour Notice; Appointment Only; See Remarks Outdoor Living Spaces: Patio; Porch Porch Details: Porch - Screened Room Types: Den Acreage Description: 1/4 To Less Than 1/2 Acre Lot

Contract Information

Comp Sale YN
No
Listing Contract Date
2026-01-29
Original List Price
289900

Location and Legal

Country
United States
County Or Parish
Polk
County Parish Name
Polk
Street Number
123
Street Name
Ruby
Street Suffix
Lake
City Name
Winter Haven
State Or Province
FL
Postal Code
33884
Postal Zip
33884
Subdivision Name
RUBY LAKE PHASE 1
Area
5940 - Other Florida County
Geographic Area
Other

Financial Information

Association YN
Yes
Association Fee
850
Association Fee Frequency
Annually
Membership Fee Required YN
No
Tax Annual Amount
5854
Tax Year
2025
Tax Legal Description
ruby lake phase 1 pb 105 pgs 19 & 20 lot 25

Status Change Information

Major Change Timestamp
2026-03-26T16:40:19Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-03-26T16:40:19Z
Status Change Date
2026-03-03

More Information

Entry Information

Entry Level
Yes
Entry Location
First Floor Entry,Pantry,Walk-In Closets

Short Sale Details

Lender Approval
Approved
Short Sale Addendum
Yes

Co-Ownership

Property Management YN
No

Main Level Rooms

Main Level Bathrooms
2
Main Level Bedrooms
3

Price Calculations

Current Price To SqFt
154.77

Originating Details

Originating System Key
609468989
Originating System ID
M00000170

Office/Member Information

DXORIGMLSID
FLL

Amenities

Sidewalks
Yes

Flooring

Ceramic Tile
Yes
Vinyl
Yes
Wood
Yes

Parking Features

Driveway
Yes

Property Condition

Resale
Yes

Special Listing Conditions

Short Sale
Yes

Possession

Negotiable
Yes

Heating

Central
Yes
Electric
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Electric Range
Yes
Refrigerator
Yes
Washer
Yes

Construction Materials

Block
Yes

Interior Features

Pantry
Yes
Walk-In Closet(s)
Yes

Levels

One
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA-VA Approved
Yes

Road Frontage Type

Private Road
Yes

Roof

Composition
Yes
Shingle
Yes

Water Source

Public
Yes

Cooling

Central Air
Yes
Electric
Yes

Association Type

Homeowner Association
Yes

Showing Requirements

24 Hour Notice
Yes
Appointment Only
Yes
See Remarks
Yes

Master Bedroom/Bath

Bedroom On Entry Level
Yes

Restrictions

No Restrictions
Yes

Tax Information

Homestead Exemption
Yes

Outdoor Living Spaces

Patio
Yes
Porch
Yes

Porch Details

Porch - Screened
Yes

Room Types

Den
Yes

Acreage Description

1/4 To Less Than 1/2 Acre Lot
Yes

Room Information

Den
Listing Office: Signature Realty Group
IDX
Last Updated: March - 26 - 2026
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