5045 SW St Creek Drive, Palm City, FL 34990

$910,000

Virtual Tour

https://www.propertypanorama.com/5045-SW-St-Creek-Drive-Palm-City-FL-34990/unbranded

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,942 Status: Closed

Current Price: $910,000 List Date: 3/12/2026 Last Modified: 4/21/2026

Overview

Description

Welcome to refined luxury and spacious living in this exceptional 5-bedroom, 4-bath CBS estate offering nearly 4,000 square feet of living space, gracefully positioned on a private cul-de-sac in the highly sought-after Hammock Creek community. Set on an expansive ½-acre homesite, this popular Mount Vernon model backs to a serene natural preserve, creating a peaceful backdrop and offering outstanding privacy. Designed for both elegant entertaining and comfortable everyday living, the home features a gourmet kitchen with granite countertops and 42-inch cabinetry, seamlessly flowing into generous living spaces filled with natural light. The luxurious primary suite serves as a private retreat, complete with a spa-inspired bath featuring a soaking tub and an oversized walk-in double shower.

Supplements: Additional highlights include a convenient cabana bath, a spacious upstairs living area ideal for a media room, game room, or guest retreat, and expansive outdoor space with ample room to design your dream pool and outdoor oasis. A newer roof installed in 2020 adds peace of mind, while the low HOA fee enhances the lifestyle with included internet, ... (Read more)

Listing Details MLS# B26000969

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 5
Bathrooms Total: 4
Bathrooms Full: 4
Building Area Main: 4942
Building Area Source: Public Records
Living Area Main: 3813
Living Area Source: Public Records
Accessibility Features YN: No
Year Built: 2003
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 3
Covered Spaces: 3
Parking Total: 3
Gated Community YN: Yes
Lot Size Area: 20351
Lot Size Acres: 0.47
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: 2
Stories: 2
Direction Faces: Northwest
Pool Private YN: No
Furnished: Unfurnished
Washer/Dryer Allowed YN: Yes
Year Roof Installed: 2020

Property Features

Application Information: 1-2 Weeks Approval Association Fee Includes: Cable TV; Common Areas; Recreation Facility; Security Dining Area: Dining/Living Room; Eat-In Kitchen; Snack Bar/Counter Electric: Three Phase Flooring: Ceramic Tile; Wood Parking Features: Garage Door Opener; Golf Cart Parking; Attached Garage; Garage Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Architectural Style: Mediterranean; Traditional Construction Materials: CBS Cooling: Ceiling Fan(s); Central Air Association Type: Homeowner Association Heating: Central; Electric Interior Features: Bedroom Layout - Split; Built-in Features; Cabana Bath; Cathedral Ceiling(s); Kitchen Island; Pull Down Stairs; Roman Tub; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Inside; Laundry Tub Listing Terms: Cash; Conventional Lot Features: Room for Pool Pets Allowed YN: Yes Pets Allowed: Breed Restrictions Possession: Close Of Escrow Restrictions: Buyer Approval Required; Lease Restrictions Other Leasing Restrictions: Leasing Prohibited 1st Year Roof: Concrete; Tile Security Features: Gated - No Guard; Smoke Detector(s) Sewer: Public Sewer Sprinkler Description: Auto Sprinkler Structure Type: House Tax Information: County Only; Homestead Exemption Utilities: Cable Available; Sewer Available; Water Available; Underground Utilities View: Preserve Water Access: None Water Source: Public Window Features: Blinds Showing Requirements: 24 Hour Notice; Appointment Only; Call Listing Agent; Occupied; Schedule Online; Text Listing Agent Occupant Details: Owner Occupied Outdoor Living Spaces: Patio; Porch Patio Details: Patio - Covered Porch Details: Porch - Open Contingencies: Appraisal; Financing; Inspection Room Types: Attic; Family Room; Kitchen; Laundry; Living Room; Loft; Master Bedroom Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 960000
Listing Service: Full Service

Location and Legal

Country: United States
County Or Parish: Martin
County Parish Name: Martin
Street Number: 5045
Street Direction Prefix: SW
Street Name: St Creek
Street Suffix: Drive
City Name: Palm City
State Or Province: FL
Postal Code: 34990
Postal Zip: 34990
Subdivision Name: HAMMOCK CREEK
Area: 6090 - Palm City
Geographic Area: MRTC - Martin County
Elementary School: Palm City
Middle Or Junior School: Hidden Oaks
High School: Martin County
Special Assessment YN: No
Parcel Number: 443841003000007600
Zoning: Res

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 203
Association Fee Frequency: Monthly
Association Membership: Mandatory
Application Required YN: Yes
Association Email: april@hammockcreek.com
Association Website: hammockcreekhoa.com
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 203
Membership Fee Required YN: No
Tax Annual Amount: 7672.28
Tax Year: 2025
Tax Legal Description: LOT 76 PLAT 6 HAMMOCK CREEK PUD (PB 15 PG 1)

Status Change Information

Major Change Timestamp: 2026-04-21T21:25:32Z
Major Change Type: Status Change
Status Change Date: 2026-04-21
Under Contract Date: 2026-03-21
Close Date: 2026-04-21
Close Price: 910000
Buyer Financing: Conventional

More Information

Application Fee Details

Application Fee Required: Yes
Application Fee: 125

Entry Information

Entry Location: Entry Level Living Area Y

Main Level Rooms

Main Level Bathrooms: 2
Main Level Bedrooms: 2

Pet Details

Pet Fee YN: No

Qualifying Requirements

Minimum Credit Score YN: No

Leasing Restrictions

Leasing - Max Times Per Year: Yes
Leasing - Minimum Number of Days: 365

Storm Protection

Panel Shutters: Complete

Showing Details

Pet(s) on Premises: Yes

Room Types

Kitchen Level: Main
Living Room Level: Main
Master Bedroom Level: Main
Attic: Yes
Family Room: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Loft: Yes
Master Bedroom: Yes

Price Calculations

Current Price To SqFt: 194.25

Originating Details

Originating System Key: 20260312195505282495000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Application Information

1-2 Weeks Approval: Yes

Amenities

Basketball Court: Yes
Cafe/Restaurant: Yes
Clubhouse: Yes
Community Room: Yes
Golf Course: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Sidewalks: Yes
Street Lights: Yes
Tennis Court(s): Yes

Association Fee Includes

Cable TV: Yes
Common Areas: Yes
Recreation Facility: Yes
Security: Yes

Dining Area

Dining/Living Room: Yes
Eat-In Kitchen: Yes
Snack Bar/Counter: Yes

Electric

Three Phase: Yes

Flooring

Ceramic Tile: Yes
Wood: Yes

Parking Features

Garage Door Opener: Yes
Golf Cart Parking: Yes
Attached Garage: Yes
Garage: Yes

Property Condition

Resale: Yes

Special Listing Conditions

Standard: Yes

Structure Type

House: Yes

Possession

Close Of Escrow: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes
Sewer Available: Yes
Water Available: Yes
Underground Utilities: Yes

View

Preserve: Yes

Heating

Central: Yes
Electric: Yes

Sprinkler Description

Auto Sprinkler: Yes

Water Access

None: Yes

Window Features

Blinds: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes

Construction Materials

CBS: Yes

Interior Features

Bedroom Layout - Split: Yes
Built-in Features: Yes
Cabana Bath: Yes
Cathedral Ceiling(s): Yes
Kitchen Island: Yes
Pull Down Stairs: Yes
Roman Tub: Yes
Upstairs Living Area: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes

Laundry Features

Inside: Yes
Laundry Tub: Yes

Listing Terms

Cash: Yes
Conventional: Yes

Lot Features

Room for Pool: Yes

Roof

Concrete: Yes
Tile: Yes

Security Features

Gated - No Guard: Yes
Smoke Detector(s): Yes

Water Source

Public: Yes

Water Heater Details

Electric Water Heater: Yes

Architectural Style

Mediterranean: Yes
Traditional: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

24 Hour Notice: Yes
Appointment Only: Yes
Call Listing Agent: Yes
Occupied: Yes
Schedule Online: Yes
Text Listing Agent: Yes

Master Bedroom/Bath

2 Master Baths: Yes
Separate Shower: Yes
Spa Tub & Shower: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

Breed Restrictions: Yes

Restrictions

Buyer Approval Required: Yes
Lease Restrictions: Yes

Other Leasing Restrictions

Leasing Prohibited 1st Year: Yes

Tax Information

County Only: Yes
Homestead Exemption: Yes

Occupant Details

Owner Occupied: Yes

Outdoor Living Spaces

Patio: Yes
Porch: Yes

Patio Details

Patio - Covered: Yes

Porch Details

Porch - Open: Yes

Contingencies

Appraisal: Yes
Financing: Yes
Inspection: Yes

Acreage Description

1/4 To Less Than 1/2 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name	Length	Width	Level
Living Room	21.00	17.00	Main
Kitchen	12.00	12.00	Main
Master Bedroom	21.00	15.00	Main
Attic
Family Room
Loft
Laundry

Listing Office: Coldwell Banker Realty

Last Updated: April - 21 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

5045 SW St Creek Drive, Palm City, FL 34990 (MLS# B26000969)